Forecast your cashflow in minutes
Explore income, expenses, and balance scenarios with a private, browser-based calculator. No signup, no fees.
Simple cashflow forecasting tools
Explore and model cashflow scenarios for personal budgeting and educational purposes.
Month-by-month forecast
See detailed income, expense, and balance projections.
Scenario planning
Compare best, base, and worst-case outcomes.
Flexible timelines
Forecast over custom time periods for your planning needs.
Private & local
All calculations run in your browser. We never see your data.
Flexible time ranges
Set custom start/end months for short or long plans.
Export ready
Download results for analysis in spreadsheets.
How it works
A clear workflow with transparent limitations.
- Add income and expense items with monthly, yearly, or one-time frequencies.
- Set your base currency, starting balance, and forecast period.
- Create scenarios to compare best, base, and worst outcomes.
- Mark items as already paid to keep the current month accurate.
- All data stays in your browser unless you export it.
- Results are estimates for educational purposes and should not be treated as financial, investment, tax, or legal advice.
Examples & templates
Common starting points to speed up your first forecast.
Personal monthly budget
Track salary, rent, utilities, and subscriptions to see your balance over time.
Freelancer income
Model irregular invoices and expenses to understand low-cash months.
Small business runway
Compare optimistic, base, and cautious revenue scenarios side by side.
Ready to explore your cashflow scenarios?
Start now for free. No credit card, no account setup.
This tool provides estimates based on your inputs for educational and personal budgeting purposes. Results are not financial advice or guarantees of future outcomes. Many factors can affect actual cashflow. Always consult qualified professionals for financial decisions.