Cashflow calculator
Add income and expenses, set a forecast period, and compare scenarios to understand potential future balances.
Disclaimer: Results are estimates for educational purposes only. Read the full disclaimer · Privacy policy.
Personal Cashflow Forecast
Explore cashflow scenarios for educational and personal planning purposes.
💡 Getting Started
- Set your starting bank balance and choose your base currency.
- Add your monthly, yearly, or one-time income and expense items.
- Compare Best, Base, and Worst case scenarios to plan for uncertainty.
- Check the chart and breakdown table to see your projected future wealth.
Base:Base scenario: use as your baseline forecast
Scenario Settings
Used to decide if this month's items are already paid (based on payment day).
Exchange Rates
Rates convert foreign currency items (e.g. USD salary) into your Base Currency for totals. Update these to match your actual bank rate.
AEDUAE Dirham
1 AED =AED
Base currencyUSDUS Dollar
1 USD =AED
EUREuro
1 EUR =AED
GBPBritish Pound
1 GBP =AED
TRYTurkish Lira
1 TRY =AED
RUBRussian Ruble
1 RUB =AED
KZTKazakhstan Tenge
1 KZT =AED
Income & Expenses
💰
SalaryMonthly
+د.إ0
Avg monthlyYearly items ÷ 12
+د.إ0Summary
Total Cash In
AED 0
Avg: AED 0/mo
Total Cash Out
AED 0
Avg: AED 0/mo
Net Cash Flow
AED 0
/mo: AED 0
Final Balance (Dec 2026)
AED 0
At risk - less than 1 month of expenses
Health uses final balance vs 6x average monthly expenses.
Lowest Balance
AED 0
Month: 2026-01
Highest Balance
AED 0
Month: 2026-01
Negative Months
0
Avg Monthly Income
AED 0
Avg Monthly Expense
AED 0
Avg Monthly Net
AED 0
Balance Trend
Scenario Comparison
End balance (Dec 2026)Monthly Results
Forecast Details
| Period | Start Balance | Income | Expenses | Net | End Balance |
|---|---|---|---|---|---|
| Jan 2026 | 0 | 0 | 0 | 0 | 0 |
| Feb 2026 | 0 | 0 | 0 | 0 | 0 |
| Mar 2026 | 0 | 0 | 0 | 0 | 0 |
| Apr 2026 | 0 | 0 | 0 | 0 | 0 |
| May 2026 | 0 | 0 | 0 | 0 | 0 |
| Jun 2026 | 0 | 0 | 0 | 0 | 0 |
| Jul 2026 | 0 | 0 | 0 | 0 | 0 |
| Aug 2026 | 0 | 0 | 0 | 0 | 0 |
| Sep 2026 | 0 | 0 | 0 | 0 | 0 |
| Oct 2026 | 0 | 0 | 0 | 0 | 0 |
| Nov 2026 | 0 | 0 | 0 | 0 | 0 |
| Dec 2026 | 0 | 0 | 0 | 0 | 0 |
Master Your Cashflow Knowledge
Explore our expert-written guides to help you navigate financial decisions and planning in the UAE.